Sunday 2 November 2014

Saving money by earning it!



We are living in a world where luxury is part of our lives, even though we don’t want to take notice of it. We tend to spend money injudiciously on every item which catches our attention. Women are considered to be the spendthrifts. Well, that doesn’t surprise me! The biggest part of the market is focused on them. Seven out of ten ads are about cosmetics, designer clothes, hygienic stuffs, fancy seasonal shoes, perfumes, housewares stuffs and so on. They are trying to convince you to buy them or else you will become ugly by the age of 25, miserable, fat and everything bad you can imagine. The supply is so superabundant and overwhelming that is hard to resist. Persons who aren’t limited financially tend to purchase items they will never wear or use. Be it a fancy watch, designer clothes or accessories, it doesn’t matter if other fifteen are awaiting in the drawer one feels the need of obtaining it and there is no way back. Probably these will not serve any purpose, but that’s not the point, is it?


If you choose this lifestyle, be prepared to pay its price. Monthly bills with their sharp dragon-like teeth can shake us from Cinderella's dreams to face the costs of everyday luxury.

I’m not saying you should not purchase. What I’m saying is live and purchase in a wise way. :)
Don’t be a puppet in the marketers’ hands. You can make a difference!



Thanks, but how?

I’ve always been a frugal person. Don’t get me wrong I’m not a penny-pincher, but a generous person (as my friends say :). I’m just trying to live wisely without spending money on unnecessary things. As a practical person I do believe that reusing your things instead of throwing it out is a wise way of saving money. In the following I will share some money saving tips with you, but let’s see where did it all started.
Piggy Bank, save money



Back in the days . . .

As a child, I was raised to be careful with money, not to spend it on unnecessary things. Very soon I realised, buying the 19th doll won’t stop me begging for the 20th. Playing with an expensive 30£ plasticine won’t help me socialise with my classmates. Wearing a pink, cotton candy dress on my schoolmates’ birthday won't fulfill my wishes in becoming the fairy of the party. I had to wake up! Having lots of expensive clothes and toys won’t make me become popular and have more friends. After a while I gave up asking for them, just to realise that playing hangman in the sand can be a lot more fun. After all, money is hard to earn and should be handled with care.
pocket money

In those days earning pocket money was a sweaty job. Several pocket money factors were taken into consideration by my parents. Cleaning my room and taking out the trash was just the start. After becoming tall enough to reach the sink, it was my job to wash the dishes. Planting flowers and keeping our garden clean wasn’t among my favourite jobs. But I always felt that I actually did something beneficial and deserved every penny. 
Back then I didn’t realise that my mother was teaching me to appreciate every penny that I earned with ‘hard work’. I’m quite grateful for my mother.




What’s next?

In thirty days my husband and I are going on a two-week holiday. Lately some pleasant family events have strained our purse. Renting a new apartment, joining a close friend’s wedding and two more wedding invitations, all these has taken out a few pounds from our family pocket. As a consequence, I decided to save some money.

I’m not complaining, really! I have a great job with amazing people around me and even my yearly earning is quite satisfying. But I do think nowadays without a great financial plan one doesn’t have many chances of saving. You never know what the future holds. Money can help you feel safer regarding the future. So don’t go with the flow. Make a difference. Make a great money saving strategy and stick to it.



Let’s save money for the sake of saving

Lately I read a great blog post about 30 day challenges written by Matt Cutts, in a nutshell it’s about trying something out for 30 days and if you like it then turn it into a habit. This blog inspired me to do something that serves my wallet and mother earth as well. Saving energy and water can leave more money in my pocket. So starting a visible money saving trial sounds great fun to me.

My experiment will be about saving money for the upcoming 4 weeks. But I’m telling you now, this will not end here. I have a few more ideas that I’m planning to share with you in the near future.

In the following four weeks I will switch myself on water and energy-saving mode. I will keep you updated about my success and failures (hopefully won’t be too much) and what I learned from them.
beautiful sight, energy saving


Coming soon . . .

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